Health Insurance
Educational information. Individual clinical review of this presentation by Dr. Ehsan is not yet documented. It does not replace personal medical evaluation.
Source: MedlinePlus, National Library of Medicine. Read the original source
MedlinePlus data edition September 26, 2026. Imported September 27, 2026. These dates do not indicate a new clinical review of the article.
Health insurance helps protect you from high medical care costs. It is a contract between you and your insurance company. You buy a plan or policy, and the company agrees to pay part of your expenses when you need medical care.
Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs. You can also purchase health insurance on your own.
People who meet certain requirements can qualify for government health insurance, such as Medicare and Medicaid. The Affordable Care Act expands health insurance coverage for many people in the U.S.
Questions for your care team
General prompts to help prepare for your appointment.
- How does this information apply to my situation?
- Which symptoms or results need evaluation?
- Which tests are useful, and what can they tell us?
- What care options, benefits, and risks should we discuss?
- When should I seek urgent help, and whom should I call?
- When is follow-up, and how will we know whether the plan is working?
For a life-threatening emergency, call 911 in the U.S. or your local emergency number.
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